Terms & Conditions

Last updated: 23 July 2026 · Version 1.0 (draft)

1. The deal in one line

Privy Trades publishes public securities-disclosure filings in a satirical, plain-English format, and lets registered users add their own theories. By using Privy Trades you agree to these Terms and to our Privacy Policy.

2. Not financial advice — read this one

Privy Trades is a publisher and information service, not a financial adviser, broker, or dealer. Nothing here is personal financial, investment, legal, or tax advice, or a recommendation, offer, or solicitation to buy or sell any security or asset. The numbers are drawn from public filings and may contain errors, delays, or omissions; "reader theories" are the opinions of other users, not ours and not verified. Past performance shown is historical fact, not a prediction. Do your own research and consider advice from a licensed professional. You are solely responsible for your decisions and any losses.

3. Accounts

• You must be at least 18 (or the age of majority where you live) and provide accurate information.
• You are responsible for keeping your password safe and for activity under your account. Tell us promptly of any unauthorised use.
• One person per account; no bots, scraping, or automated account creation.

4. Community content, theories & "Cred"

• You own what you post, but grant us a worldwide, royalty-free licence to host, display, and distribute it within the service.
• Don't post anything unlawful, defamatory, harassing, misleading as to who is speaking, or that constitutes market manipulation, a "pump and dump", or insider tips presented as fact.
• "Cred", kudos, and any badges are points with no monetary value, not redeemable, transferable, or a promise of anything. We may adjust or reset them.
• We may remove content or suspend accounts that breach these Terms.

5. The data

Filing data originates from public sources (e.g. the SEC, the U.S. House and Senate, and stock exchanges). We present it "as is" and don't guarantee it is accurate, complete, or current. Real names appear only where they are part of a public disclosure. We never fabricate a trade for a real person.

6. Acceptable use

Don't misuse the service: no attempting to break security, overload the servers, reverse-engineer, resell the data commercially without permission, or use Privy Trades to break the law in your jurisdiction.

7. Availability & changes

We provide the service on a best-effort basis and may change, suspend, or discontinue features at any time. We may update these Terms; significant changes will be posted here and may require you to re-accept.

8. Liability

To the fullest extent permitted by law, Privy Trades is provided "as is" without warranties, and we are not liable for any trading or investment losses, or for indirect or consequential damages, arising from your use of the service. Nothing in these Terms limits liability that cannot be limited by law (including certain rights you may have under consumer law, e.g. the Australian Consumer Law).

9. Governing law

These Terms are governed by the laws of [jurisdiction], and disputes are subject to the courts of [jurisdiction], without affecting any mandatory consumer-protection rights in your home country.

Questions? [hello@your-domain]